FAQs
What if the damages are less than my deductible?
You will only need to pay the total amount due for the repairs, not the full amount of the deductible.
How much is my deductible?
Your deductible depends on your insurance policy. Your insurance provider or insurance agent will be able to give your further information about your deductible
When can I wash or wax the exterior of my vehicle?
You are able to wash your vehicle by hand with cool water and a very mild car wash solution using a soft cloth or sponge as soon as you get it back.
For the first 30 days we suggest that you:
- Do NOT use a commercial car wash. Stiff brushes/sponges can mar the finish and damage the surface.
- Do not drive on gravel roads. Chipping the finish is easily done in the first 30 days.
- Avoid parking under trees and utility lines which are likely to attract birds. Bird droppings have a high acid content and will damage a freshly painted surface. Also, tree sap can mar or spot a freshly painted surface.
- Do not spill gasoline, oil, antifreeze, transmission fluid, or windshield solvent on the new finish.
- Do not scrape ice or snow from the newly painted surface.
For the first 90 days we suggest that you:
- Do not wax or polish the vehicle. This will allow the finish to dry and harden completely.
Can the shop help bury my deductible?
No. When you purchased your insurance policy, you signed a contract saying you will pay the first amount of the claim up to your deductible. Repairers should not be asked to hide the deductible. That practice would constitute fraud by both the shop and consumer. The penalties for insurance fraud are severe. If a shop offers to save your deductible, they are absorbing that at your cost. They are not doing the said repairs in order to make up for your deductible. This could lead to unsafe and unsatisfactory repairs which will ultimately cost you at some point.
Who do I pay my deductible to?
It will be your responsibility to pay Jim & Jack’s Collision Center when you pick up your vehicle.
What is a deductible and how do I know if I have one?
If you were not at fault and the repair is going through the other party’s insurance, then you will not have a deductible. A deductible is determined at the purchase of your insurance premium and can range anywhere between $50 and $3,000. If the repair is going through your insurance policy, then the cause of the accident will determine the deductible amount. Ask your insurance company or go through your policy to find out.
What forms of payment are accepted?
We accept any of the following payments: Credit Card (up to $2500) – Visa, MasterCard, Discover and American Express and Cash only.
I picked up my vehicle but noticed something wrong after I got home, what should I do?
We do everything in our power to ensure your vehicle is back to pre-accident condition as your vehicle leaves any one of our shops. If you notice anything that doesn’t seem right or experience any problems, please do not hesitate to give us a call or stop back in. We warranty all of our work and will fix any issues that arise. If it turns out to be something the insurance company needs to be brought in on we have procedures in place to get everything taken care of.
Do you guarantee your work?
Yes. We have a limited lifetime warranty on all of our work for as long as you own the vehicle. It is important to know that your body shop is the only party responsible for a warranty on your repair, NOT your insurance company.
What kind of parts will be used on my vehicle?
There are three types of parts that can be used and if you go through insurance it will be determined through your company’s policy. By law, a vehicle five years within the year it was manufactured must use OEM or Reconditioned parts on the vehicle. If your vehicle is more than five years old it is possible to use Aftermarket or Salvage parts. Your insurance company will tell us which to use.
OEM (Original Equipment Manufacturer) Parts: These are brand new parts directly from the manufacturer of your vehicle. They are the most expensive and contain a warranty if any problems should arise.
Reconditioned Parts: These are OEM parts that have been damaged and repaired back to factory specifications.
Aftermarket Parts: These are new parts that are developed by a company other than your vehicle’s manufacturer. These are similar to OEM parts and still carry a warranty but are generally cheaper. Many aftermarket parts carry a certification by CAPA which helps ensure the integrity and basic quality of the part. If a situation arises where the part does not align properly or appear identical to the original part then it will be returned and a different part type will be used. Jim & Jack’s Collision Center Auto Body always puts the safety and condition of your vehicle ahead of price. You can rest easy knowing we will not place aftermarket parts on your vehicle in order to achieve an inexpensive repair.
Salvage Parts: These are used OEM parts usually taken off totaled vehicles from a salvage yard. This is generally the cheapest option.
What if I want to keep my vehicle after it is totaled?
You have the right to retain ownership of the vehicle, however the amount of the settlement may be reduced by the salvage value.
How long will the repair take?
Each repair is unique and the length of time it takes to repair your vehicle depends on numerous variables. We should be able to give you an approximate out date once the initial estimate is written.
Why is your estimate higher than another one I received?
There will be times when estimate prices differ. In this case please bring it in to us to go over where the differences are. It could be that some damage wasn’t seen by the other shop. We try to include all damage in our initial estimate in order to prevent a supplement and get your vehicle back to you quicker.
Can I have my vehicle repaired at the shop of my choice?
Yes, it is your responsibility, and your right, to choose who will repair your vehicle. Also, if you cannot decide on a repair facility, your insurance company can recommend a repair shop. Many insurance companies offer Direct Repair Programs that take the hassle out of the claim process and provide for quicker repairs.
Can I get other damages on the car fixed even though they are not part of the claim?
Yes!Please let us know what else you’d like fixed when you’re dropping off your vehicle.
Will they both be fixed at once?
Yes, Please let us know when you are dropping off your vehicle. Please note that your insurance may require you to pay two deductibles in this case.
I already have an estimate from my insurance company, what do I do next?
If your insurance adjuster already came to look at your vehicle you are able to call and schedule the repairs, you can fax or email us a copy, drop it off or give us your insurance information and we can attain our own copy of the estimate. We must start the repair process from the original estimate.
How do I get an estimate?
We offer all estimates free of charge and appreciate you making an appointment so we can guarantee the time it requires to make you feel comfortable in your decision to let us repair your vehicle
How can I get a rental car?
If you need a rental car, we can help you make the necessary arrangements. Insurance companies will only pay for a rental car if you have that option on your policy or if you are the claimant. Check your policy and/or call your insurance company to find out if you have rental coverage and what your specific limitations are.
Who do I pay for the vehicle being towed?
If you are going through insurance, the tow bill will be billed directly to them. If you decide to pay out of pocket, the tow bill will be added to the final bill and due at the time the repair is complete.
My car isn’t driveable; can I get it towed to your shop?
Yes! Give us a call during business hours and we will get everything set up for you.